Global Data & Risk Marketplace
Supercharge your data and risk management without the multiple contracts, integrations. Obtain agility, improved operations, reduced costs and future-proofed sustainability to manage data, risk and compliance, regardless of our global and online evolutions.
Introducing the worlds first data and risk marketplace with a true pick-n-choose model. Instantly access over 150 data services powered by a simple-to-use rules wizard with over 800 pre-determine rules, 4-layer risk scoring analysis, case management, workflow builder, automated monitoring, dynamic decision-making intelligence and more - all from one API.
KYB Solution
Maximise your onboarding and maintain relationships and compliance with absolute ease.
Completely customise onboarding workflows to meet various compliance and fraud prevention requirements. Facilitating the exact KYB requried to receive granular merchant underwriting in near real-time with comprehensive analysis and advanced case management tools.
4Stop’s KYB covers an extensive output for businesses identity verifications, corporate structure, credit standing, financial risk exposure, online presence, operational performance, compliance adherence, KYC on identified UBO's / directors / shareholders and much more.
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KYC Solution
Instantly access the worlds largest KYC data marketplace for rich verification and compliance.
4Stop’s KYC data hub is powered with 150+ world leading data services with over 2500 data sources – establishing worldwide data coverage. Activate any KYC required – whether robust data usage or pre-screening packages - at any customer touchpoint to effortlessly implement seamless onboarding and fraud defence with fully automated verifications with orchestrated data output.
Paired with 4Stop’s proprietary cascading verification logic maximum cost-savings and premium data performance results are obtained.
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Anti-Fraud
A risk marketplace with premium fraud defence intelligence and tech to grow acceptance rates.
Enjoy an automated and multi-faceted rules engine that performs dynamic decision-making analysis with automated system actions. Apply risk thresholds and anti-fraud parameters per merchant, sub-merchant, region, type, market/industry, date/time, etc. Run what-if rule logic and cascading rule performance for a frictionless anti-fraud experience.
Powered with advanced case management tools, behaviour tracking, 4-layered risk scoring, workflow builders, risk queues, data-driven profiles, customised reporting, and more.
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Global Onboarding 4+
From ID established to ID verified, fraud checks and analytics, you'll instantly know and trust every customer, always.
Superior coverage, frictionless and automated end-to-end customer onboarding solution with multiple industry leading identity verification data services, 2+2 KYC verification, compliant screening, and custom workflows in a fully automated manner with advanced risk analysis.
Learn MoreIdentity Verification
Pre-screening package including email, phone and device through to full ID packages with Geo Check, BIN Check, Address Check, Breached Email, IDV Global, various Document ID verification options and compliance screenings including watchlist and adverse media.
Facial Recognition
Easily manage SCA requirements through our market-leading facial recognition options from selfie capture, live video capture with live with agent option. Flag anomalies with real-time risk analysis across an array of public, government and commercial databases.
Document Management
From automated capture process documents are uploaded, viewed and managed with ease within each customer profile, paired with expiration date monitoring, alerts and data reporting.
Authenticate
Combat the top 4 fraud segments of identity theft, application fraud, account takeover, and bust out fraud with ID photo or facial recognition with dynamic auto-detection to verify 20x faster.
Advanced AML Screening and Monitoring
Fully automated manual labor-intensive processes and significantly minimize false-positive hit rate.
From your first compliance sanctions watchlists, PEP's and Adverse Media screening, identify risks in a consolidated profile. Receive AML data updates, enjoy automated on-going real-time AML monitoring, alerts and easy to digest data output analtyics so you always know about critical changes to risk status.
FEATURES
The last API you'll ever need to manage data and risk.
Expand Data
Instantly boost your KYC and KYB data services without multiple contracts or integrations. Ensuring you obtain future-proof sustainability regardless of data requirement evolution.
Custom Workflows
Create and fully customise workflows to meet your business needs, whether for various compliance flows, onboarding requirements or transactional KYC holistically or per merchant account.
Case Management
With everything in one holistic platform you obtain a central place to manage every onboarding case with advanced tools; checklists, agents, status, alerts, linked sub-profiles, deadlines, and more.
Cascading Logic
Configure fully custom cascading logic to automatically perform data service verifications and configured risk rules for every touchpoint of your customer journey - ensuring the best data experience is obtained.
What-If Rule Logic
Often times we want to know how our fraud rules, parameters and thresholds are impacting performance. With what-if rule logic you can play around with your rule configurations to test and optimise onboarding and conversion rates.
4-Layer Risk Score
Composed from our risk engine output, data service score obtained, confidence score on the cross-verification of the data across the data providers and lastly the harmonised score - giving improved trust and confidence in the risk analysis.
Behaviour Tracking
Knowing how your customers behave across login, transaction methods, volumes is critical to understand and react when their behaviour changes to combat key fraud factors such as identity fraud and bust-out fraud.
Advanced Monitoring
Receive reporting on volumes and results broken out per data services and touchpoint. Expanded by market, region, date, timeframe intelligence and more along with advanced risk queues to segregate traffic for immediate reviews.
Enriched Profiles
Performing multi-level verifications you obtain richer, more complete customer and/or business profiles packed with data orchestration elements and granular data results to allow you to spot fraud faster and approve more quickly.
Custom Reporting
Whether its a specific regulatory report, an underwriting case management file, data verifications output, risk output, our platform has all the advanced reporting options with built-in filter options and tailored reporting export.
Data Science
Perform full or segmented market simulations reports to optimise exisiting configurations or to ensure all required parameters are active prior entering a market. Giving you all the power to make quantifiable decisions based on data.
Automated Re-Checks
Maintain a compliant and premium fraud defence at all times. Simply schedule the data you want to run automatically and the date inwhich you would like it to trigger and we'll ensure you are alerted if risk status changes.